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A Home Keeper® reverse mortgage is Fannie Mae's conventional market alternative to the Home Equity Conversion Mortgage (HECM). It is a government-sponsored enterprise program and works like a HECM loan in many ways. However, a Home Keeper® reverse mortgage addresses a few needs that are not met by HECM loans, such as individuals with higher property values, condominium owners, and seniors wishing to use a reverse mortgage to purchase a new home.

The current (2007) lending limit with a Home Keeper® reverse mortgage is $417,000.

Read more about Fannie Mae Home Keeper® Reverse Mortgage at Financial Freedom Product FAQs

Read our Frequently Asked Questions (FAQs) about reverse mortgages in general.

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